Credit Made Simple and Convenient

Additional funds might come in handy every so often, be it for your personal needs or special occasions. Here at Credit Culture, we recognize that and have curated a seamless digitalized solution for you to enjoy a simpler, faster and cheaper loan application with us.

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Getting Started

STEP

1

Sign Up with Credit Culture

Setup an account anywhere and at any time via a web browser or smartphone.

STEP

2

Simple Loan Application

Apply for a loan using our simplified application process that uses Myinfo to automatically fill up your form for you. Thereafter, upload your CBS report for credit assessment.

STEP

3

Timely Review and approval

Using our proprietary credit engine, your loan application is reviewed and the appropriate loan amount, interest rates and loan tenor range will be offered to you in real-time.

STEP

4

Instant Loan Transfer

Simply come down to Credit Culture office for a face to face verification. Upon successful verification, the funds will be transferred to your specified account instantly upon approval.

Why Use Credit Culture?

Personal Loan Calculator1
Loan Amount
Move the slider to
select an amount.
Move the slider to select an amount.
$10,000
$1,000
$50,000
Loan Tenure
Interest Rate
(Monthly)
Processing Fee
Principal
$10,000
Processing Fee

(Upfront processing fee deducted from principal)

$3,300
Total Interest
$3,300

Early Payment Interest Savings

Move the slider to preview your potential savings.

$0
Pay off in 6 Months
Total Loan Payable

(Principal + Interest)

$0
Payment Schedule
Month
M
Principal
(A)
Interest
(B)
Monthly Repayment
(A)+(B)
1
$5,000
$900
$5,900
2
$5,000
$900
$5,900
3
$5,000
$900
$5,900
Month 1
Total:
$5900
Principal:
$5,000
Fee:
$900
Month 2
Total:
$5900
Principal:
$3,000
Fee:
$900

1This personal loan calculator is intended for demonstration purposes only. This is not a guarantee of your actual loan terms, fees and loan tenure.

Bringing Personal Loans into the 21st Century

Credit Culture is the first FinTech company to provide digital solutions for personal loans in Singapore. Our innovative and proprietary technology enables us to address current market inefficiencies, allowing our customers to benefit from a faster, cheaper and better loan application process.