Credit Made Simple and Convenient

Additional funds might come in handy every so often, be it for your personal needs or special occasions. Here at Credit Culture, we recognise that and we provide a streamlined solution for you to enjoy a simpler, faster and cheaper loan application with us.

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Getting Started

STEP

1

Sign Up with Credit Culture

Setup an account anywhere and at any time via a web browser or smartphone.

STEP

2

Simple Loan Application

Apply for a loan using our simplified application process that uses MyInfo to automatically fill up your form for you. Thereafter, upload your CBS report for credit assessment (where required).

STEP

3

Timely Review and Approval

Using our proprietary credit engine, your loan application is reviewed and the appropriate loan amount, interest rates and loan tenor range will be offered to you in real-time.

STEP

4

Instant Loan Transfer

Simply come down to Credit Culture office for a face-to-face verification. Upon successful verification, the funds will be transferred to your specified account instantly upon approval.

Why Use Credit Culture?

Personal Loan Calculator1
Loan Amount
Move the slider to
select an amount.
Move the slider to select an amount.
$10,000
$1,000
$50,000
Loan Tenure
Interest Rate
(Monthly)
Processing Fee
Principal
$10,000
Processing Fee

(Upfront processing fee deducted from principal)

$300
Monthly Repayment
$1,200
Total Interest
$1,200
Total Loan Payable

(Principal + Interest)

$11,200.00
Cost Savings
Other Money Lender
Credit Culture
Loan Amount
$5,000
$5,000
Processing Fees
10%
3%
You Receive
$5,000
$900
Loan Period
6 Months
6 Months
Monthly Interest
4%
1%
Repayment
$1,800.00
$1,800.00
Total Loan Payable
$1,800.00
$1,800.00
You will receive $10,960 more and save $10,960 on interest

1This personal loan calculator is intended for demonstration purposes only. This is not a guarantee of your actual loan terms, fees and loan tenure.

Bringing Personal Loans into the 21st Century

Credit Culture is the first FinTech company to provide digital solutions for personal loans in Singapore. Our innovative and proprietary technology enables us to address current market inefficiencies, allowing our customers to benefit from a faster, cheaper and better loan application process.